MODA Watches · insurance appraisals

Your watch appraisal for insurance, done right.

A professional watch appraisal for insurance, issued by MODA Watches as a signed certificate that insurers accept. We prepare the full valuation document so your collection is covered at what it is worth today.

$50 flat per watch. Handled entirely remotely, with your signed certificate delivered within hours and valid 2 years per insurance standard.

Get your appraisal · $50
In short

What is a watch insurance appraisal?

A watch insurance appraisal is a signed certificate stating your watch's full retail replacement value, accepted by insurers to schedule the piece on your policy. MODA prepares it remotely for $50 per watch, delivers it as a signed PDF within hours, and it stays valid for two years.

01How the appraisal works

Four steps to a signed certificate.

  1. 01

    Fill out your watch details

    Brand, model, reference, serial. Fill in what you know and we handle the rest.

  2. 02

    Complete checkout

    Secure $50 payment through Square. A flat fee, charged per watch.

  3. 03

    We build your certificate

    We research the current market value and prepare the full appraisal document, typically within hours.

  4. 04

    PDF in your inbox

    Your signed certificate arrives by email. Hand it straight to your insurance agent.

Sample certificate
MODA Watchesmodawatches.com · authorized appraiser
Appraisal No.
MODA-APR-2026-2F887621
02 JUN 2026
Prepared for insurance purposes · retail replacement value
Client information
Client nameJohn D. Smith
Email[email protected]
Watch description
BrandRolex
Reference126610LN
Serial number2F887621
MovementAutomatic
Valuation
Retail replacement value
$16,500
Valid through
02 JUN 2028
MODA WatchesAuthorized appraiser
Date of issue
02 JUN 2026
Valid 2 years from issue
Sample certificate. For illustration only.
02Request form

Tell us about your watch.

Fill out your watch details below, then we will take you to checkout. Most appraisals are delivered within hours. Submissions after 5PM CT go out the next business day.

Appraisal request
Your information
Watch details
Movement type
What does it come with?
Condition
Additional notes optional

You will be taken to a secure Square checkout after this step.

Flat fee · per watch
$50

No hidden fees. Submit as many watches as you need.

Questions?

Text us at (605) 521-2821 or email [email protected] and we will get back to you fast.

Not sure on some details?

Fill in what you know. Here is where to find your serial by brand:

Engraved between the lugs at 6 o'clock, or on the rehaut (the metal ring under the crystal).
Engraved on the back of the watch.
Engraved on the movement inside the watch. Check your warranty card or papers if you have them.
Engraved on the back lug of the watch.
Engraved on the back of the watch.
03Common questions

Watch appraisal questions, answered.

Most appraisers charge $150 to $500 because the process is manual, in-person, and slow. We have built a streamlined remote process backed by nearly a decade of active market experience. The certificate is every bit as complete, just without the overhead and the markup.
The vast majority of insurers accept appraisals from established watch dealers and market specialists. Our certificate includes all the fields insurers look for: retail replacement value, full watch description, unique certificate number, appraiser information, and a disclaimer clause. If your insurer has specific requirements, reach out before purchasing and we will confirm it will work.
No. Everything happens remotely. You fill out the form with your watch details, and we prepare the certificate from that information and current market data. The watch never leaves your wrist.
We have been active in the watch market for nearly a decade, buying, selling, and tracking values every single day. We pull current secondary market data, authorized dealer pricing, and auction comparables to arrive at your watch's full retail replacement value.
Fill in what you know and note it in the additional info field. The sidebar on the form has links for each major brand that walk you through exactly where to find the serial on your specific watch.
Two years, per insurance industry standard. Watch values fluctuate, especially on brands like Rolex and Audemars Piguet, so it is worth refreshing every couple of years to make sure your coverage keeps pace.
Any luxury or collectible watch: Rolex, Audemars Piguet, Patek Philippe, Richard Mille, Cartier, Omega, IWC, Panerai, TAG Heuer, Breitling, Hublot, Tudor, and more. If you are unsure, text us before you pay.

You are all set, there.

Your watch details have been submitted. Your appraisal certificate will be in your inbox within hours. Submissions after 5PM CT go out the next business day.

We will send it to your email.

What happens next
  • 01We review your watch details and look up current market data for your specific reference.
  • 02We prepare your certificate with the retail replacement value and all required documentation.
  • 03Your signed appraisal PDF lands in your inbox, ready to hand to your insurer.
Questions?

Text us at (605) 521-2821 or email [email protected]